Getting Your Homeowners Insurance to Cover Your New Roof
Roof Replacement in Rhode Island?
We'll Help You Navigate Your Insurance Claim
A damaged roof is more than just an eyesore – it’s a potential threat to your home and your family’s safety. If you’re a Rhode Island homeowner facing roof damage, you may be wondering if your insurance will cover the cost of a replacement. The good news is, with the right approach, it’s possible to get your homeowners insurance to pay for a new roof.
Understanding the Process
Navigating insurance claims can be complex, but here’s a general overview:
Assess the Damage: Document the damage thoroughly with photos and videos.
Contact Your Insurer: Report the damage promptly and provide all necessary documentation.
Schedule an Inspection: An adjuster will assess the damage to determine coverage.
Obtain Estimates: Get written estimates from reputable roofing contractors like 757 Exteriors.
Review the Settlement: Carefully review the insurance company’s offer and negotiate if necessary.
Rhode Island’s Unique “Matching Law”
Rhode Island has a law that could work in your favor. If more than 25% of your roof needs repair or replacement due to a covered loss, your insurance company might be required to replace the entire roof, even if the rest is old!
How 757 Exteriors Can Help
We understand the intricacies of insurance claims and Rhode Island’s specific regulations. Our team will:
Assess Your Roof: We’ll provide a thorough inspection to identify all damage.
Work with Your Insurer: We’ll communicate directly with your insurance company and advocate on your behalf.
Provide Accurate Estimates: We’ll give you a detailed and transparent estimate for your roof replacement.
Deliver Quality Workmanship: If your claim is approved, we’ll install your new roof with the highest level of craftsmanship.
Don’t Wait, Call Today!
Every situation is different. Let 757 Exteriors help you determine if you qualify for insurance coverage and guide you through the entire process.