This depends on fire damage extent and severity. Minor localized damage may qualify for partial repairs if structural integrity remains intact. However, significant fire exposure, extensive structural damage, or widespread smoke contamination typically requires complete replacement. Building codes often require upgrading fire-damaged structures to current standards, which may mandate replacement even when repairs seem possible.

Fire damage assessment requires specialized techniques beyond visual inspection. We evaluate structural members through physical testing, look for charring patterns and discoloration indicating subsurface damage, and assess material integrity. Our comprehensive approach identifies both obvious and hidden compromised materials ensuring complete restoration.

Most homeowners policies provide comprehensive fire damage coverage including roof restoration. Coverage specifics vary—some provide replacement cost while others pay actual cash value with depreciation. Building code upgrades may exceed standard limits. We provide detailed documentation and work with adjusters through our claims assistance service to maximize benefits.

Timeline varies based on damage extent, required permits, insurance processing, and weather conditions. Minor repairs may complete within 2-3 weeks, while extensive reconstruction can take 6-12 weeks or longer. Insurance processing typically adds 2-4 weeks before work begins. We provide detailed estimates after assessment and maintain clear communication about progress.

Most roofing materials exposed to significant smoke cannot be adequately cleaned and require replacement. Asphalt shingles absorb smoke compounds that can’t be fully removed, while smoke-damaged underlayments lose effectiveness. Some metal components may be cleanable if not heat-damaged, but comprehensive smoke exposure typically necessitates complete material replacement to ensure proper performance and eliminate odors.